Insurance companies rate cars based on the claims history of that vehicle. They look at things like accident frequency, repair costs, theft, vandalism and safety ratings for each make and model. The more money insurance companies have to pay in claims for a particular car, the more expensive that car is to insure.

According to the most recent information available at the National
Highway Traffic Safety Administration (NHTSA), here are the top 10
least expensive 2005 vehicles to insure based on claims and theft
costs:

Buick Rendezvous 4DR 2WD
Buick Century 4DR
Buick Le Sabre 4DR
Mercury Grand Marquis 4DR
Oldsmobile Intrigue 4DR
Ford Taurus Wagon
Buick Regal 4DR
KIA Sorento 4DR 4WD
Mazda MPV
Saturn SL 4DR

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