Basic Health Care Coverage: This plans covers inpatient hospitalization and out-patient surgery in case of a major accident or illness. The monthly health premiums are lower and are generally the choice for those who are primarily interested in coverage in case of severe accident or illness.

Comprehensive Health Care Coverage: This plan covers preventative care, Drs visits, prescriptions, along with hospitalizations and out-patient surgery. Comprehensive health care coverage has a higher monthly premium, and it generally has a low co-pay at the time of a Drs appointment. This plan may be the better choice appropriate for those who have reoccurring medical expenses.

How to Choose the best Health Insurance for your needs:

- First, determine if short term health insurance or long term health insurance is what you need.

-Next, decide if basic health-care coverage or comprehensive health care coverage will better meet your needs.

Get Free Health Insurance Quotes