Types of Health Coverage
Basic Health Care Coverage: This plans covers inpatient hospitalization and out-patient surgery in case of a major accident or illness. The monthly health premiums are lower and are generally the choice for those who are primarily interested in coverage in case of severe accident or illness.
Comprehensive Health Care Coverage: This plan covers preventative care, Dr’s visits, prescriptions, along with hospitalizations and out-patient surgery.
Comprehensive health care coverage has a higher monthly premium, and it generally has a low co-pay at the time of a Dr’s appointment. This plan may be the better choice appropriate for those who have reoccurring medical expenses.
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How to Choose the best Health Insurance for your needs:
First, determine if short term health insurance or long term health insurance is what you need.
Next, decide if basic health-care coverage or comprehensive health care coverage will better meet your needs.
Types of Health Insurance
- Individual Health Insurance
- Group Health Insurance
- Long-Term Health Insurance
- Short-Term Health Insurance
- Basic health coverage
- Comprehensive health care coverage
Categories for Individual and Family health insurance:
- Managed Health Care Plan
HMO’s
PPO’s
POS’s
- Indemnity Health Care Plan
Other Medical Insurance Plans
Family Health
Insurance
Dental Health
Insurance
Childres’s Health
Insurance
Vision Insurance
Disability
Insurance
Medicare
Pet Insurance