Insurance companies rate cars based on the claims history of that vehicle. They look at things like accident frequency, repair costs, theft, vandalism and safety ratings for each make and model. The more money insurance companies have to pay in claims for a particular car, the more expensive that car is to insure.

According to the most recent information available at the National Highway Traffic Safety Administration (NHTSA), here are the top 10 most expensive 2005 vehicles to insure based on claims and theft costs:

1. Subaru Impreza WRX 4DR AWD
2. Cadillac Escalade 4DR 4WD
3. Ford F350 Super Duty 4WD
4. GMC Yukon XL 1500 4DR 4WD
5. Acura RSX Type S 2DR
6. Ford F250 Super Duty 4WD
7. Dodge Ram 3500 4WD
8. Toyota Sequoia 4DR 4WD
9. Infiniti QX4 4DR 4WD
10. Acura 3.2TL Type S 4DR

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