Getting multiple Alabama auto insurance quotes is the first step to saving money on your car insurance needs. Surprisingly there are significant numbers of people who go with the same company year after year without comparing prices or take the first quote they receive. Many of them are spending hundreds of dollars more than they need to each year for good car insurance. Know what you need in a policy and shop around for a variety of auto insurance quotes every year for the best coverage possible.

Required Coverage for Your Alabama Auto Insurance Quotes>

Every state has required auto insurance coverage of some type. For your Alabama auto insurance quotes, you will need to start with the mandated state minimums and work from there. In Alabama, car owners are required to carry only liability coverage in the amounts of $25,000 bodily injury per person, $50,000 bodily injury per accident and $25,000 property damage. While not as low as many other states, these levels of coverage are not the best choices. In order to protect yourself adequately, most insurers recommend at least $100,000 bodily injury per person, $300,000 bodily injury per accident and $100,000 property damage per person limits.

Alabama Auto Insurance Quotes and Uninsured Motorist Coverage

Despite Alabama being in the top 6 states with the highest estimated percentage of uninsured motorists, Uninsured Motorist coverage is not mandatory. However, with 21.8% of motorists in the state in 2009 estimated as uninsured, carrying this type of coverage is a very wise decision. If you are looking for Alabama auto insurance quotes on quality coverage, be sure to include Uninsured Motorist for your peace of mind.

Other Coverage to Include in Alabama Auto Insurance Quotes

With much of the state being rural, you can not always depend on being near help if you were to experience car trouble or an accident. If you need help with your car, it is a big relief to have a policy with towing and labor costs covered.

With the sometimes extreme weather in Alabama, comprehensive coverage is an asset for anyone who cannot afford to replace their vehicle. The relatively small amount it will cost can protect you from loss due to storm damage, as well as other perils. In fact, if your vehicle is financed still, this coverage, as well as collision coverage, is required by your finance company.

Medical payments or personal injury protection is another highly recommended type of coverage which will provide you with the added benefits that go above and beyond your health insurance. This type of coverage is even more important if you are one of the many Alabama residents who does not have health insurance.

Get started shopping around today for Alabama auto insurance quotes. Let InsuranceBestPrices.com be your guide.